
Why Zillow Estimates Can Miss the Mark in Spearfish & the Black Hills
1. Zillow Doesn’t Walk Through Your Front Door Zillow’s estimate is created by an algorithm. It pulls public data, recent sales, and market trends to generate a value. What it can’t see: Your recent kitchen remodel Custom finishes or upgraded flooring New roof, windows, or HVAC The view off your bac

A 50-Year Mortgage: A Fact-Based Look at an Affordability Proposal
I. A New Conversation in Affordability The housing market needs creative solutions, and extending mortgage terms is one concept being discussed. Important to know:At this time, 50-year mortgages are still a proposal and are not widely available through conventional lenders such as Fannie Mae or Fred
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